Curious how much cash you could pull out of your home?
Upload your mortgage statement and get a free quote. I'll show you how much cash you may be able to access, and whether a lower rate could work for you too.
- A personalized quote within one business day, built carefully, not thrown together
- We compare 25+ lenders for you
- No impact to your credit score
Get your free cash-out quote
Upload your statement and we'll do the rest. No obligation, no hard credit pull.
Rated 5 stars on Google
25+
Lenders compared for you
In-house
Processing, so your loan is always one call away
1 business day
To your personalized quote
How it works
Three simple steps to your quote.
Upload your statement
Securely upload a recent mortgage statement (PDF, JPG, or PNG). It only takes a minute.
We run the numbers
We compare your current rate, balance, and terms against options from 25+ lenders.
See your options
Get a clear breakdown of how much cash you may be able to access and any potential payment or rate savings, with zero obligation.
We can look at a cash-out refinance, a HELOC, a fixed-rate second mortgage, or a rate-and-term refinance, whichever fits your goals.
Meet your loan officer
Cole Vaden, Mortgage Broker
NMLS #1570733 | Simple Mortgage Solutions, LLC NMLS #1983670
I'm Cole. We fund many loans directly, and shop 25+ additional lenders when that gets you better pricing or terms. In-house processing means your loan is always one call away.
Secure, encrypted upload
Your statement is transmitted and stored securely using encryption.
Shared only as needed
We fund many loans directly. Your information is shared only with the lender needed to price or fund your loan.
Fast, no-pressure review
A clear breakdown in one business day, with no obligation to proceed.
Frequently asked questions
Does uploading my statement affect my credit score?+
No. Requesting a quote is not a credit application, so there's no hard pull and no impact to your credit score.
What information do you need from my statement?+
Just a recent mortgage statement. It typically shows your current interest rate, remaining balance, and loan terms, which is what we need to run an accurate comparison.
How much cash can I take out?+
It depends on your home's value, your current balance, your credit, and lender guidelines. Your free quote shows what may be possible.
What options do you offer?+
We can look at a cash-out refinance, a HELOC, a fixed-rate second mortgage, or a rate-and-term refinance, and show you what fits your goals.
Am I obligated to move forward?+
Not at all. The quote is completely free with no obligation. If the numbers make sense, I'll walk you through next steps, and the decision is always yours.
How quickly will I hear back?+
Within one business day. We take the time to build your quote carefully so it's accurate and not thrown together. Want to talk sooner? You can book a call with me anytime.
Who will I be working with?+
You'll work with us directly — we're a direct lender. When shopping our network of 25+ lenders gets you better pricing or terms, we'll place your loan there instead, and you'll still work with our team the whole way through.